United Kingdom · 2025/26
United Kingdom Income tax calculator
Work out the Income Tax due on an annual income in the UK for the 2025/26 tax year, using the rates for England, Wales and Northern Ireland. This is Income Tax only; National Insurance is separate and is shown by the salary calculator.
| Personal allowance | £12,570.00 |
| Taxable income | £37,430.00 |
| Income after tax | £42,514.00 |
How it works
- Everyone gets a Personal Allowance of £12,570 taxed at 0%. It tapers away above £100,000 and reaches zero at £125,140.
- The rest is taxed at 20% up to £50,270, 40% up to £125,140, and 45% above that.
- Savings and dividend income can be taxed at different rates and are not covered here.
Worked example
A £50,000 income in 2025/26 has £37,430 taxable after the £12,570 allowance, all in the basic band, giving £7,486 of Income Tax.
Frequently asked questions
Does this include National Insurance?+
No. This is Income Tax only. To see tax and National Insurance together as take-home pay, use the salary calculator.
Is this right for Scotland?+
No. Scotland sets its own Income Tax bands, so a Scottish taxpayer pays a different amount. A Scotland version is planned.
Are dividends and savings taxed the same way?+
No. Dividends and savings interest have their own allowances and rates, so this general calculator does not cover them.
What happens to my allowance over £100,000?+
It reduces by £1 for every £2 of income above £100,000 and disappears entirely at £125,140, which creates an effective 60% band in between.
Sources
Last updated: 2025-04-06 · Applies to 2025/26
This is an estimate for general guidance, not financial, tax, legal or medical advice. Figures can change and individual circumstances vary. Always confirm with the official sources listed before making decisions.
- England, Wales and Northern Ireland only. Excludes National Insurance, dividends and savings income.
Reviewed by Vikas Dulgunde.