United States

Cost of living in Virginia

Cost of living in Virginia measures 101.1, placing it 1 percent above the US average of 100 and ranking 16th nationally. Virginia applies a progressive income tax capped at 5.75 percent on taxable income above $17,000, a threshold that brings nearly all full-time workers into the top bracket. The state sales tax rate is 5.3 percent, which combines a 4.3 percent state component with a mandatory 1 percent statewide local add-on. For most households the tax picture lands in the moderate range, neither a significant deterrent nor a compelling draw. The northern Virginia suburbs of Washington, D.C. pull the overall cost index upward considerably; Arlington and Fairfax County rank among the most expensive real estate markets on the East Coast. Move further south or west, toward the Shenandoah Valley or the coalfields of the southwest, and prices fall sharply. Virginia's position just above the national average masks a wide internal spread.

Price level

101.1

US = 100

National rank

16th

of 51, dearest first

Income tax

5.75%

top rate

Sales tax

5.3%

state base rate

What your salary is worth in Virginia

Because prices here sit at 101.1 against the national 100, the same paycheck stretches differently than it would elsewhere. These figures hold buying power constant: the salary listed is what you would need in Virginia to live as you would on the reference amount in another place.

Same lifestyle as$60,000$100,000
US average$60,660$101,100
California (dearest)$54,797$91,328
Arkansas (cheapest)$69,804$116,341

Compare Virginia with anywhere in the US

To live the same in California you need

$76,647

to match $70,000 in Virginia

California runs at a price level of 110.7 against Virginia at 101.1 (US = 100).9% more expensive

Price level, US = 100

California$76,647111
Hawaii$76,162110
District of Columbia$76,093110
New Jersey$75,331109
New York$74,708108
Washington$74,085107
Massachusetts$73,254106
Maryland$72,700105
New Hampshire$72,146104
Connecticut$71,731104
Florida$71,592103
Oregon$71,592103
Colorado$71,385103
Alaska$70,900102
Rhode Island$70,831102
Virginia$70,000101
Arizona$69,723101
Illinois$69,238100
Nevada$69,238100
Delaware$69,100100
Utah$68,47799
Minnesota$68,26999
Vermont$67,85498
Pennsylvania$67,57798
Maine$67,23097
Texas$67,23097
Georgia$66,67796
Michigan$66,60796
Idaho$66,12396
Montana$65,50095
North Carolina$65,29294
Wisconsin$65,15394
South Carolina$64,87694
Indiana$64,59993
Ohio$64,25393
Wyoming$64,18493
New Mexico$63,83892
Tennessee$63,63092
Missouri$62,86891
Kentucky$62,45390
Kansas$62,38490
Nebraska$62,38490
West Virginia$61,96890
North Dakota$61,62289
Alabama$61,48489
South Dakota$61,34589
Louisiana$61,06888
Iowa$60,79188
Oklahoma$60,79188
Mississippi$60,23787
Arkansas$60,16887

The equivalent salary keeps your purchasing power constant: it is your pay scaled by the ratio of the two price levels. Regional Price Parities measure what a fixed basket of goods and services costs locally. Source: U.S. Bureau of Economic Analysis, 2024.

Virginia in context

The D.C. metro corridor concentrates most of Virginia's cost pressure. Federal employment and defense contracting sustain high household incomes in that corridor, which in turn drives housing demand and retail prices well above the statewide figure. Richmond, the capital, sits closer to the national midpoint on housing and services, while the Hampton Roads area near the coast occupies similar territory. Rural counties in the piedmont and mountains offer some of the lowest home prices in the Mid-Atlantic. On the tax side, Virginia's income tax top bracket kicks in at $17,000, meaning even modest incomes face the full 5.75 percent rate, a structure that differs from states where lower earners face meaningfully lower marginal rates. The standard deduction of $8,750 for single filers provides some relief. Overall, Virginia rewards residents who can locate in mid-state cities or rural areas while still accessing the metro job market remotely or occasionally.

The closest state above Virginia on price is Rhode Island at 102.3. Just below sits Arizona at 100.7.

Frequently asked questions

Is Virginia expensive to live in?

Virginia sits at a price level of 101.1 where the US average is 100, so a typical basket of goods and services costs about 1% more than the national norm. That ranks it 16th most expensive of 51 states. Housing is usually the largest single driver of the gap.

What salary do you need in Virginia?

To match the buying power of $60,000 earned at the US average, you would need about $60,660 in Virginia. The figure scales with the price level: a place dearer than average needs more, a cheaper one needs less. Your own number also depends on housing choice and household size.

How much tax does Virginia charge?

Virginia applies a top state income-tax rate of 5.75% and a base state sales tax of 5.3%. Four-bracket schedule, same for all filing statuses; top rate 5.75% over $17,000. Standard deduction increased to $8,750 single for tax year 2025 (per enacted budget / tax.virginia.gov). Sales tax: Tax Foundation reports Virginia's state-level rate as 5.30% (4.3% state plus a mandatory 1% statewide local add-on). Local jurisdictions can add their own sales tax on top.

Cost of living in other states

Estimate only

Price levels are Regional Price Parities from the U.S. Bureau of Economic Analysis, Regional Price Parities (SARPP, MARPP), 2024 (public domain). State tax figures are the latest published rates from state revenue departments. All figures are estimates for general comparison and not financial advice; your own costs depend on housing, household size and lifestyle.