United States

Cost of living in Nebraska

Property taxes are the part of Nebraska's cost structure that surprises many new residents. The state has no personal property tax on most possessions, but real estate taxes on homes are above the regional average, which is a meaningful factor for buyers deciding between Nebraska and its neighbors. At an RPP of 90.1, Nebraska ranks 42nd nationally with prices 10 percent below the US average. Omaha is the economic anchor, built on insurance, financial services, and logistics, with Berkshire Hathaway headquartered there alongside major subsidiaries in reinsurance and retail. The income tax is progressive with a top rate of 5.2 percent on income above $38,870 for single filers, and the single standard deduction of $8,600 is larger than Kansas and several other peers in this price band. Nebraska has been actively cutting income tax rates over recent legislative sessions, and the 5.2 percent top rate for 2025 is lower than it was three years ago, with further reductions scheduled.

Price level

90.1

US = 100

National rank

42nd

of 51, dearest first

Income tax

5.2%

top rate

Sales tax

5.5%

state base rate

What your salary is worth in Nebraska

Because prices here sit at 90.1 against the national 100, the same paycheck stretches differently than it would elsewhere. These figures hold buying power constant: the salary listed is what you would need in Nebraska to live as you would on the reference amount in another place.

Same lifestyle as$60,000$100,000
US average$54,060$90,100
California (dearest)$48,835$81,391
Arkansas (cheapest)$62,209$103,682

Compare Nebraska with anywhere in the US

To live the same in California you need

$86,004

to match $70,000 in Nebraska

California runs at a price level of 110.7 against Nebraska at 90.1 (US = 100).23% more expensive

Price level, US = 100

California$86,004111
Hawaii$85,461110
District of Columbia$85,383110
New Jersey$84,528109
New York$83,829108
Washington$83,130107
Massachusetts$82,198106
Maryland$81,576105
New Hampshire$80,954104
Connecticut$80,488104
Florida$80,333103
Oregon$80,333103
Colorado$80,100103
Alaska$79,556102
Rhode Island$79,478102
Virginia$78,546101
Arizona$78,235101
Illinois$77,691100
Nevada$77,691100
Delaware$77,536100
Utah$76,83799
Minnesota$76,60499
Vermont$76,13898
Pennsylvania$75,82798
Maine$75,43897
Texas$75,43897
Georgia$74,81796
Michigan$74,73996
Idaho$74,19596
Montana$73,49695
North Carolina$73,26394
Wisconsin$73,10894
South Carolina$72,79794
Indiana$72,48693
Ohio$72,09893
Wyoming$72,02093
New Mexico$71,63292
Tennessee$71,39892
Missouri$70,54491
Kentucky$70,07890
Kansas$70,00090
Nebraska$70,00090
West Virginia$69,53490
North Dakota$69,14589
Alabama$68,99089
South Dakota$68,83589
Louisiana$68,52488
Iowa$68,21388
Oklahoma$68,21388
Mississippi$67,59287
Arkansas$67,51487

The equivalent salary keeps your purchasing power constant: it is your pay scaled by the ratio of the two price levels. Regional Price Parities measure what a fixed basket of goods and services costs locally. Source: U.S. Bureau of Economic Analysis, 2024.

Nebraska in context

Omaha carries the highest costs within Nebraska but remains well below major metro benchmarks nationally for housing. Lincoln, the state capital and home to the University of Nebraska, is comparably priced and growing. Rural agricultural communities are cheaper again, making the state's overall price average a blend of urban and rural conditions. The income tax trajectory is meaningful: Nebraska's legislature has committed to a schedule of rate reductions, so the effective burden on earners is set to decline over the next several years, improving the state's tax competitiveness relative to where it stood at the start of the decade. Sales tax at 5.5 percent is genuinely lower than Kansas at 6.5 percent and several other surrounding states, keeping everyday retail costs moderate. The property tax reality means buyers should factor ongoing annual tax bills into total housing cost comparisons, particularly for single-family homes outside Omaha's inner suburbs.

The closest state above Nebraska on price is Kansas at 90.1. Just below sits West Virginia at 89.5.

Frequently asked questions

Is Nebraska expensive to live in?

Nebraska sits at a price level of 90.1 where the US average is 100, so a typical basket of goods and services costs about 10% less than the national norm. That ranks it 42nd most expensive of 51 states. Housing is usually the largest single driver of the gap.

What salary do you need in Nebraska?

To match the buying power of $60,000 earned at the US average, you would need about $54,060 in Nebraska. The figure scales with the price level: a place dearer than average needs more, a cheaper one needs less. Your own number also depends on housing choice and household size.

How much tax does Nebraska charge?

Nebraska applies a top state income-tax rate of 5.2% and a base state sales tax of 5.5%. 2025 single-filer brackets; standard deduction $8,600 (single). Top rate 5.20% on income over $38,870. Local jurisdictions can add their own sales tax on top.

Cost of living in other states

Estimate only

Price levels are Regional Price Parities from the U.S. Bureau of Economic Analysis, Regional Price Parities (SARPP, MARPP), 2024 (public domain). State tax figures are the latest published rates from state revenue departments. All figures are estimates for general comparison and not financial advice; your own costs depend on housing, household size and lifestyle.